Want to avail of a loan for your business?

business loan

You must take expert advice!

You own a business or want to start anew. You may need a term loan or a credit line.

So you want to avail of a business loan.

Loan for New Business in 

You have to consider the following points while availing of a loan:-

For a new business, you must start with a detailed project report supporting and describing

  • Term loan for investment in equipment / plant and machinery.
  • Projected sales turnovers.
  • Projected fixed and variable expenses.
  • Projected income.
  • Tenure required for the loan repayment.
  • Sustainable EMI.
  • What will be your collateral security?
  • Mode of repayment.
  • Requirement of cash credit. 
  • Interest rate applicable for term loan and cash credit.
  • Possibilities of future lump-sum repayment.

Add to this, there are hundreds of banks, financial institutions and companies bombarding you with their schemes and offers for such loans. Which would be best suitable for your needs?

As you can see, this is a complex combination of factors.

A new entrepreneur is not expert enough to take into consideration these complexities and take the right decision.

If you take a hasty decision without consulting an expert, you may face huge financial losses, a trouble in repayments and perhaps may end up closing the business.

For an existing business, you may require a loan for

  • Business expansion
  • New equipment purchase for a profession
  • Debt Consolidation
  • Bridge finance for business

You may be already a seasoned entrepreneur but you must consider the following factors.

  • Whether you need a term loan or only a cash credit limit?
  • What will be the tenure of the loan / credit?
  • What will be the sustainable EMI amount?
  • What will be your collateral security?
  • What will be the percentage of your own contribution in the total project cost out-lay?
  • Weather the cash credit limit will be against the mortgage of stock-in-trade?

These and many other questions must be carefully considered and a balanced proposal has to be drawn.

A mistake in the proposal can result in repayment trouble in future and may hamper your business or you may be forced to close down.

Hence it is a good idea to hire the services of a professional loan Consultant in Pune.

We at Finnwizz are at your service as the leading Professional Mortgages and Secured Loans Consultants in Pune.

  • We have a long experience and a proven track record as Mortgages and Secured Loans Consultants in Ahmedabad.
  • We will thoroughly discuss your future projections and help you arrive at a repayment scheme including EMI and tenure that will never stretch your finances, now or in future. It will make your life easy and help you focus and take care of your other financial commitments now and also in future.
  • We can design the best plan suitable for you which will ensure
  • The right type of loan
  • A sustainable tenure
  • Sustainable EMIs
  • Lowest Interest rates
  • Quick documentation in one-go.
  • The right company offering the best for your needs.
  • Our fully digitized process makes the process extremely quick and we assure you that it will be a pleasant and happy experience.
  • For repayments, we will help you choose the right option out of: –

Cheques /Drafts, Post Dated cheques, Cash, Funds Transfer, RTGS Transfers, NEFT Transfers.

With our expertise, you will realize that our loan solution has delivered maximum loan to value. Our thousands of happy customers can vouch for that.

Contact us on mobile number
98230 95065 to arrange a home visit by our representative.


AUTHOR: Sini Mathew
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