Finwizz are the most trustworthy Loan Approval Service in Mumbai

loan provider

Be it

  • a home loan,
  • a loan against asset,
  • a loan for a professional or
  • a personal loan,

we are here in Mumbai to help you.

Home loan: – As the name suggests, this is a loan availed of for purchase of a home- be it an apartment or a bungalow or a parcel of land.

  • A home is probably the largest investment you will make in your life-time.
  • You and your whole family are emotionally involved in the process.
  • The tenure of a home loan is long, and
  • Getting the best interest rates is crucial.

Loan against asset: – This loan is taken against the mortgage of a movable or an unmovable asset. By availing of such a loan you avoid permanently losing your precious asset through its sale.

You own an asset and you have a financial need like

  • Business expansion
  • Home extension
  • Equipment purchase for a profession
  • Your child’s education
  • Your child’s marriage
  • Debt Consolidation
  • Bridge finance for business
  • Or many other reasons.

The asset that can be mortgaged can be

  • Immovable property e.g. an apartment or a land parcel.
  • Ornaments or articles of precious stones or metals like Diamonds, Gold or Silver.
  • Shares, Debentures or Bonds.
  • Fixed Deposits with a financial Institute (when premature surrender may result in heavy losses)
  • Artifacts like Paintings, Sculptures etc.

Personal Loan: – This loan is given purely on the basis of the income of the person wishing to take it without any surety or mortgage.

Your need can be for

  • Home extension
  • Home renovation
  • Interior decoration.
  • Your child’s education
  • Your child’s marriage
  • Debt Consolidation
  • To manage a foreign vacation
  • For making down payment for your home
  • For purchase of white goods or gadgets
  • To meet medical expenses of a loved one.

Or something else.

The following points will be checked by the lending agency

  • Your age
  • Your occupation
  • Your income
  • Your capacity to repay
  • Your place of residence.
  • Your other on-going debt commitments including credit card dues
  • Your credit history / Credit score like CIBIL TransUnion.

So why should you take advice from Finnwizz -the best and most trustworthy Loan Approval Service in Mumbai?

A. You have to consider the following points while availing of a loan:-

  • Your exact need.
  • Your present gross income.
  • Whether you are salaried or self-employed.
  • Your projected future income
  • Tenure required for the loan repayment.
  • Sustainable EMI.
  • Possibilities of future lump-sum repayment
  • Mode of repayment
  • Interest rate applicable

B. For a loan against asset mortgage following additional points matter

  • Whether the property is commercial, residential or industrial.
  • Current market value of the property you want to mortgage.
  • Type of loan against mortgage
  1. Lump-sum take-away against mortgage. – In this case you get a certain amount as loan against your property.
  2. Cash Credit against mortgage: – In this case, you get a credit limit against mortgage, which you can use as per your needs and pay interest only on the funds actually used.
  3. Rental Discounting: – This loan can be availed when you earn fixed rentals at specific intervals from a property you own.

C. Add to this, Mumbai is the financial capital on India and therefore there are hundreds of financial institutions and companies bombarding you with their schemes and offers for such loans. Which company would be best suitable for your needs?

As you can see, this is a complex combination of factors.

You are going to risk your sweet home or a hard earned asset or your credit-worthiness against the loan.

A layman is not expert enough to take into consideration these complexities and take the right decision.

If you take a hasty decision without consulting an expert, you may

  • face huge financial losses.
  • lose your and your family’s peace of mind.
  • a trouble in repayments and perhaps you may end up losing the asset, or
  • your credit rating will be tarnished creating hurdles for you in the long run.

We at Finwizz are at your service as the leading Professional Loan Approval Consultants in Mumbai having a long experience and a proven track in Mumbai.

We will thoroughly discuss your future projections and help you arrive at a repayment scheme including EMI and tenure that will never stretch your finances, now or in future.

It will make your life easy and help you focus and take care of your other financial commitments now and also in future.

We can design the best plan suitable for you which will ensure

  • The right type of loan
  • A sustainable tenure
  • Sustainable EMIs
  • Lowest Interest rates
  • Quick documentation in one-go.
  • The right company offering the best for your needs.

Our fully digitized process makes the process extremely quick and we assure you that it will be a pleasant and happy experience.

In case of a loan against mortgage, we will arrange to get your asset properly valued for its current market worth.

For repayments, we will help you choose the right option out of: –

Cheques /Drafts, Post Dated cheques, Cash, Funds Transfer, RTGS Transfers, NEFT Transfers.

With our expertise, you will realize that our loan solution has delivered maximum loan to value. Our thousands of happy customers can vouch for that.

Long term relationships based on mutual trust is our core value. That is why, we at Finnwizzloans believe in extreme transparency. We have no hidden charges or small prints which you will later on regret.

For home loans, we will ensure

  • Home Loans –Anytime, Anywhere!
  • Attractive interest Rates
  • Zero Prepayment charges
  • Flexible loan tenure options
  • Multiple loan repayment options
  • Maximum loan to value
  • Quick approval and disbursal
  • Multiple Repayment options
  • Home loans ranging from 9% to 12%

We at Finwizzloans believe in the adage- “Once a partner, always a partner”.

Even after the loan is processed and disbursed, our mutually beneficial partnership will continue even in the distant future.

  • If you need additional funds during the loan tenure, we will offer our services in deciding the right “loan top-up”.
  • In future as your family expands, you may need an extension of your house. We will be there by your side then in choosing a “Home Extension Loan”.
  • If you have other loans availed from other financial institutions like Private or Foreign banks, Housing Finance Companies, Scheduled Commercial banks, and you wish to avail of a lower interest rate, then we can help you decide in transferring your balance loan to the right agency and enjoy a lower interest rate.

We can design tailor made plans for other Loans in Mumbai: –

  • Loan Against Residential/Commercial Property
  • Loan Against Property for Self-Employed
  • Loan Against Property for Salaried Employees
  • Loan Against Property for Home Renovation
  • Loan Against Property for Education
  • Loan Against Property for Wedding
  • Loan Against Property for Debt Consolidation
  • Loan Against Property Balance Transfer
  • Loan Against Property for Chartered Accountants
  • Loan Against Property for Doctors

Contact us on mobile number
98230 95065 to arrange a home visit by our representative.

Or visit our web site

AUTHOR: reema
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